About Us

About CFS

The CFS Story

CFS Ireland was founded in Dublin in 2004 by Shane Brennan, Mark Haskins and Justin Prendergast. Click below to find out more about our story.

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Partners

CFS works with professional partners to provide comprehensive financial planning advice to individuals and small to medium sized businesses.

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Testimonials

Read what some of our clients have to say about their experiences working with CFS. Our clients include both business and individual clients.

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Terms Of Business

Our terms of business set out the basis on which we work with our clients. This includes information on our regulatory status and our credentials to work with you.

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Fee Schedule

Chartered Financial Solutions Limited provides a transparent charging structure for clients. We operate a fee basis if this is your preferred method of payment.

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Chartered Financial Solutions Ltd is regulated by the Central Bank of Ireland

Financial Planning

We believe that financial success is based on rigorous planning, careful implementation and on-going guidance. To deliver this, we’ve developed the CFS “Financial Success Solution”.

Our approach enables us to achieve excellent client outcomes, and as we are fully independent of any other institution, our solutions are solely based on maximising your outcomes. We will deliver these solutions to you, in a simple and clear way without wasting your time. And we want you to enjoy working with us, for a very long time!

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Team

Meet the faces behind our company

Shane Brennan MBA, ACII, QFA, SIADirector+
Shane has over 30 years' experience in the insurance industry. Previously, Shane held a number of positions with Irish Life Assurance Plc, I…
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Mark Haskins MSc, FLIA, QFA, CFP®Director+
A founder of CFS, Mark has over 25 years' experience in the insurance industry. Prior to establishing CFS, Mark was a Senior Account Manager…
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Our Services

Find out what we can offer your business

pensions

Pensions

A pension is the best, most tax-efficient way of planning for your retirement. With the right advice, pensions are plain sailing.

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investments

Investments

See your money grow by investing in shares, property, bonds and more. We can advise you on your investment plans.

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live-cover

Life & Illness Cover

Protect your life, your lifestyle and your loved ones. We’ll show you how affordable and worthwhile peace of mind can be.

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savings

Deposits

We are committed to advising our clients on the best rates available and on current guarantee schemes.

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CFS TV

Enjoy our client information videos

Lifestyle Financial PlanningServices
Irish Bank Guarantee SchemesServices
CFS – TV3 Morning IrelandMedia Coverage
Income Protection Cover.Services
CFS – PensionsServices

Our Blog

Find out what’s happening at our company

March 22, 2019

Dublin Broker of the Year!

By Shane Brennan
22nd March 2019 - LPI Dublin Broker of the Year We were absolutely delighted to win the prestigious LPI Dublin Broker of the Year award at l…
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May 25, 2018

Updated Privacy Statement

By Shane Brennan
As the whole world no doubt knows, today is the day that the General Data Protection Regulations (GDPR) come into force. Accordingly, we hav…
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January 2, 2018

Updated Terms of Business

By Shane Brennan
Following recent regulatory changes, we have updated our terms of business, effective immediately. You can view these updated terms here.…
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October 11, 2016

Budget 2017

By Shane Brennan
In recent years it seems that most of the budget is leaked in advance, and this year was no exception.  For your convenience, we have highli…
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July 27, 2016

Retirement Options Changes for Defined Benefit Members

By Shane Brennan
From 22 June 2016, Revenue practice for retirement options on the treatment of Personal Retirement Bonds (PRB's) for former members of Defin…
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July 1, 2016

BREXIT – Further Update (Friday 1st July)

By Shane Brennan
Good afternoon, The old saying "a week is a long time in politics" was never more true! It's certainly been an eventful few days in the UK,…
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June 24, 2016

Brexit – Initial Update

By Shane Brennan
BREXIT – Initial Market Update (Friday PM) Good afternoon, As the song goes "breaking up is hard to do", but that hasn't stopped the UK from…
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July 27, 2015

Justin Prendergast RIP

By Shane Brennan
It is with great sadness that we inform you of the sudden passing of our wonderful friend and colleague Justin Prendergast. Justin passed aw…
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June 30, 2015

Update on Greece – 30th June 2015

By Shane Brennan
With Greece set to default on its IMF debt today, the following update sets out what we may expect over the coming days. Background Greece a…
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May 14, 2015

Pension Fund Thresholds – July 2015 Deadline

By Shane Brennan
The 2013 Finance Act reduced the Standard Pension Fund Threshold for individuals to €2 million, effective from 1st January 2014. While the m…
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January 12, 2015

Updated Terms of Business

By Shane Brennan
Following a regular review of our compliance procedures, we are updating our terms of business document to reflect the following  changes: A…
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December 3, 2014

CFS Fee Schedule

By Shane Brennan
Our updated schedule of fees is now available by clicking here.…
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November 17, 2014

Finance Bill 2014 – Changes to ARF’s & AMRF’s

By Shane Brennan
The Finance Bill was published on 23rd October 2014, and included a number of proposed changes to the treatment of Approved Minimum Retireme…
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October 14, 2014

Budget 2015 – Summary

By Shane Brennan
As the 2015 budget proceeds through the Dail this evening, the main points are outlined below. From a pensions perspective, the Minister has…
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July 9, 2014

Market Review – Q2 2014

By Shane Brennan
June continued the positive momentum with equities and bonds once again making gains. In June, the MSCI World Equity Index increased by 1.5%…
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June 1, 2014

Updated Terms of Business

By Shane Brennan
Following a recent review of our compliance procedures, we are updating our terms of business document to include the following  changes: A…
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January 14, 2014

Markets Review – Q4 2013

By Shane Brennan
December saw markets finish the year on a positive note with equities increasing further to record another stellar year. Markets had taken a…
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July 25, 2013

Market Review – Q2 2013

By Shane Brennan
Global equities fell for the first month in eight after the Federal Reserve reiterated it was mulling tighter monetary policy. Chairman Ben…
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April 11, 2013

Finance Act 2013 – Implications for Pensions

By Shane Brennan
Two important changes to pensions were passed into law in the Finance Act last week. Each are covered below. 1. Access to AVC’s Members of o…
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April 3, 2013

Market Update – Q1 2013

By Shane Brennan
The first quarter of the year turned out to be very strong for equity markets in particular. The strong returns were driven by a combination…
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February 27, 2013

Cessation of the Eligible Liabilities Bank Guarantee Scheme

By Shane Brennan
Yesterday the Irish Government announced the cessation of the Eligible Liabilities Guarantee (ELG) Scheme, effective from 28th March 2013. T…
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February 27, 2013

Irish Bank Deposit Guarantee Schemes

By Shane Brennan
Please click here for a summary of the two bank deposit guarantee schemes. The ELG will cease on 28th March 2013.…
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December 18, 2012

Deposit Rates – 18th December 2012

By Shane Brennan
Updated deposit rates are now available here. Rates are subject to change at short notice, so please contact us should you wish to confirm a…
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December 6, 2012

Budget 2013 – Summary

By Shane Brennan
The 2013 budget was read to the Dail yesterday afternoon, with no great surprises this year. Total spending cuts of €2BN were announced, as…
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September 24, 20120

Deposit Rates – 24 September 2012

By Shane Brennan
Updated deposit rates are now available here. As these rates are subject to change at short notice, pease contact us should you wish to conf…
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July 17, 20120

Where now for Europe?

By Shane Brennan
July 2012 - Kleinworth Benson Investors have just produced a well balanced article about the ongoing Eurozone crisis. With their permission,…
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July 8, 20120

Market Update – Q2 2012

By Shane Brennan
Equity markets rallied in June with all equity markets exhibiting positive returns. In a very eventful month the markets were mostly range b…
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March 5, 20120

Deposit Rates – 5th March 2012

By Shane Brennan
Updated deposit rates are now available here. As these rates are subject to change at short notice, please contact us should you wish to con…
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August 4, 2011

Pension Levy Update

By Shane Brennan
Pension Fund Levy – Further Update Despite fierce opposition and much criticism, the Finance Bill (No.2) 2011 was passed into law on 22nd Ju…
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June 20, 20110

Deposit Rates – 20th June 2011

By Shane Brennan
Updated deposit rates are now available here. As these rates are subject to change at short notice, please contact us should you wish to con…
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June 1, 20110

Extension of Eligible Liabilities Guarantee Scheme

By Shane Brennan
1st June 2011 - the NTMA has today confirmed the extension of the Eligible Liabilities Guarantee Scheme until 31st December 2011. A copy of…
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May 11, 2011

Pension Levy

By Shane Brennan
The Government last night announced a levy of 0.6% of the market value of private pension funds. This is intended to raise €470 million this…
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April 8, 20110

Market Update – Q1 2011

By Shane Brennan
Global equity markets were shaken by the civil unrest in Libya and the Middle East and the massive natural disaster that hit Japan during Ma…
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March 25, 20110

Deposit Rates – 25th March 2011

By Shane Brennan
Updated deposit rates are now available here. As these rates are subject to change at short notice, please contact us should you wish to con…
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January 10, 20110

Markets Review – December 2010

By Shane Brennan
December was another good month for global equities and brought an end to a very strong year of performance for global equity markets. The M…
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December 7, 2010

Budget 2011 – Summary

By Shane Brennan
Good evening - a quick summary of the budget is below. We will no doubt be writing more about this subject in the coming days and weeks! Inc…
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December 1, 2010

EU/IMF Support Package

By Shane Brennan
Eoin Fahy, Chief Economist with Kleinworth Benson Investors has produced an excellent summary of the recently announced EU/IMF support packa…
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November 10, 20100

Deposit Rates – 10th November 2010

By Shane Brennan
Updated deposit rates are now available here.  As these rates are subject to change at short notice, please contact us should you wish to co…
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August 25, 20100

Deposit Rates – 25th August 2010

By Shane Brennan
Updated deposit rates are now available here.  As these rates are subject to change at short notice, please contact us should you wish to co…
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July 9, 20100

Market Review – H1 2010

By Shane Brennan
The MSCI World Index fell 3.2% in June, bringing the 2010 return to date to +5.9%. As has been the case for some months, daily volatility wa…
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June 24, 20100

Deposit Rates – 24 June 2010

By Shane Brennan
Updated deposit rates are now available here. As these rates are subject to change at short notice, please contact us should you wish to con…
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April 9, 20100

Deposit Rates – 9th April 2010

By Shane Brennan
Updated deposit rates are now available here. As these rates are subject to change at short notice, please contact us should you wish to con…
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April 8, 20100

Market Review – Q1 2010

By Shane Brennan
World equities enjoyed a very strong end to the first quarter with the MSCI World Index gaining 7.2% in March (in Euro terms). The index fin…
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March 1, 20100

Deposit Rates – 1st March 2010

By Shane Brennan
Updated deposit rates are now available here. As these rates are subject to change at short notice, please contact us should you wish to con…
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January 15, 20100

Deposit Rates – 15th January 2010

By Shane Brennan
Updated deposit rates are now available here. As ever, these rates are subject to change without notice, so please contact us to confirm up…
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January 11, 20100

Market Review – December 2009

By Shane Brennan
Markets ended 2009 in a very positive vein gaining 6.6% (in Euro terms) in December. The MSCI World index returned 29% for the year as marke…
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January 4, 20100

We’ve Moved!

By Shane Brennan
We are pleased to advise our customers and business partners that we have completed our move to more spacious offices in Ranelagh. See our C…
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December 4, 20090

Market Review – November 2009

By Shane Brennan
November was a positive month for equity markets overall as the MSCI World Index rose by 2.3%. However, this figure masks the volatility dur…
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December 1, 20090

Deposit Rates – 1st December 2009

By Shane Brennan
Updated deposit rates are now available by following this link. These rates are subject to change without notice, so please contact us shoul…
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November 5, 20090

Market Review – October 2009

By Shane Brennan
Global markets posted their first negative monthly return since February. The MSCI World Index fell by 2.7% overall. The month was volatile…
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October 13, 20090

Market Review – September 2009

By Shane Brennan
Global equity markets posted their seventh successive positive monthly return in September as the global economic recovery maintained it's m…
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October 12, 2009

Justin Prendergast – FLIA !!

By Shane Brennan
Many congratulations to Justin on completing his Fellow of the Life Insurance Association Examinations. Done in style too, with 75% achieved…
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October 8, 20090

Deposit Rates – 8th October 2009

By Shane Brennan
Updated deposit rates are now available here. These rates are subject to change without notice, so please contact us should you require conf…
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September 11, 20090

Market Review – August 2009

By Shane Brennan
Global equity markets continued in their positive vein in August but with varying overall returns for regional markets. The MSCI World Index…
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August 7, 20090

Market Review – July 2009

By Shane Brennan
So much for sell in May & go away...... July was a very strong month for global equity markets, with the MSCI World Index up over 7% in…
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August 5, 20090

Deposit Rates – 5th August 2009

By Shane Brennan
Updated deposit rates are now available here. These rates are subject to change without notice, so please contact us should you require conf…
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July 16, 20090

Deposit Rates – 16th July 2009

By Shane Brennan
Updated deposit rates are now available here. These rates are subject to change without notice, so please contact us should you require conf…
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July 10, 20090

Market Review – June 2009

By Shane Brennan
As the stockmarket saying goes - 'Sell in May and go away.....' After the rallies of March, April & May, June was a quieter month for gl…
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June 24, 20090

Protected: Pension Scheme Briefing – June 09

By Shane Brennan
Thanks to those who attended today's pension briefing, which we hope you found informative. Click here for a copy of the presentation slides…
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June 10, 2009

Deposit Rates – 10th June 2009

By Shane Brennan
Following recent client feedback, we are now adding a facility to our website for visitors to research current deposit rates in the market.…
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June 9, 20090

Market Review – May 2009

By Shane Brennan
…
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May 18, 20090

Market Review – April 2009

By Shane Brennan
April saw a continued rally in equity markets from their lows in early March 2009. The MSCI World Index rose by 11.5% as investor sentiment…
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April 8, 20090

Market Review – March 2009

By Shane Brennan
March 2009 was a positive month for equity markets with the MSCI World Index up 2.9%. All major regions posted positive returns, with Asia t…
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March 9, 20090

Market Review – February 2009

By Shane Brennan
February was another extremely weak month for equity markets. More astonishing losses were reported by the banking sector, which again recei…
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March 5, 20090

DCU In The Community, Lecture Series – 4th March 2009

By Shane Brennan
Many thanks to all who attended our Savings & Investment lecture in Dublin City University last night. Attached please find a copy of th…
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February 15, 20090

Market Review – January 2009

By Shane Brennan
January 2009 was the fifth successive negative month for stock markets, with the MSCI World Index falling by 1%. The month began with a shor…
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November 10, 20070

Marathon Success

By Shane Brennan
Many congratulations to Mark & Justin on their successful completion of the New York Marathon this November. Photographic evidence above…
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