25
May

Updated Privacy Statement

As the whole world no doubt knows, today is the day that the General Data Protection Regulations (GDPR) come into force. Accordingly, we have updated our privacy statement, linked here. Please feel free to read through this document and let us know if you have any questions at all.

Read More
2
Jan

Updated Terms of Business

Following recent regulatory changes, we have updated our terms of business, effective immediately. You can view these updated terms here.

Read More
11
Oct

Budget 2017

In recent years it seems that most of the budget is leaked in advance, and this year was no exception.  For your convenience, we have highlighted the key points of today’s budget in this update. From a pensions perspective, the state pension will increase by €5 per week from March 2017. Tax relief on pension contributions also remains at 40% …

Read More
27
Jul

Retirement Options Changes for Defined Benefit Members

From 22 June 2016, Revenue practice for retirement options on the treatment of Personal Retirement Bonds (PRB’s) for former members of Defined Benefit schemes has changed. Previously, these policyholders had to take benefits under the ‘traditional’ revenue formula of: a lump sum based on salary and service from the previous employer, and the remainder of the fund had to be used to …

Read More
1
Jul

BREXIT – Further Update (Friday 1st July)

Good afternoon, The old saying “a week is a long time in politics” was never more true! It’s certainly been an eventful few days in the UK, with lots more political machinations to follow no doubt. MARKETS Thankfully, world stock markets have proven to be more resilient than Boris Johnson in the last few days. The FTSE 100 has recovered …

Read More
24
Jun

Brexit – Initial Update

BREXIT – Initial Market Update (Friday PM) Good afternoon, As the song goes “breaking up is hard to do”, but that hasn’t stopped the UK from voting to leave the EU in yesterday’s referendum. Following the vote to leave, it is not certain when the UK will officially notify the EU of its intention to leave under article 50 of …

Read More
27
Jul

Justin Prendergast RIP

It is with great sadness that we inform you of the sudden passing of our wonderful friend and colleague Justin Prendergast. Justin passed away unexpectedly on Sunday evening. He will be deeply missed by all of us here at CFS and we are grateful for the kind words and fond memories which many of you have shared with us over …

Read More
30
Jun

Update on Greece – 30th June 2015

With Greece set to default on its IMF debt today, the following update sets out what we may expect over the coming days. Background Greece and its creditors have failed to agree terms to allow the release of the last tranche of financial assistance under a second bailout package that expires today. Greece is to hold a referendum on 5th …

Read More
14
May

Pension Fund Thresholds – July 2015 Deadline

The 2013 Finance Act reduced the Standard Pension Fund Threshold for individuals to €2 million, effective from 1st January 2014. While the majority of people will not be effected by this limit, those with a fund in excess of this amount at 1st January 2014 have just a few weeks left to apply for a Personal Fund Threshold (PFT). The …

Read More
12
Jan

Updated Terms of Business

Following a regular review of our compliance procedures, we are updating our terms of business document to reflect the following  changes: A revised description of our regulatory status as per the Central Banks Handbook of Prudential Requirements for Investment Intermediaries (effective 1 October 2014). A more detailed description of our research methodology & the basis on which we provide advice. …

Read More